11 Golden Rules of Credit Card Usage

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Rule No. 08: If you have not any requirement then don’t use your card just to earn rewards.

Rule No. 09: Credit card providers have not any fix rules, so you can negotiate with your credit card company.

Rule No. 10: Most credit cards have a lot of fees like, Annual fee, Interest charges, Balance transfer fee, late payment fee, Returned payment fee, foreign transaction fee, Over-the-limit fee and Cash advance fee. You should be aware of them and try to avoid them.

Rule No. 11: You can think for these five best credit cards; Capital One credit card, Kohls credit card, Old Navy credit card, Best Buy credit card and Lowes credit card.

As we seen here; credit cards offer many benefits, but only if we use them proper.

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